October 2010 Archives

October 29, 2010

What Are Liens On Personal Injury Settlements?

Over the past few years, Peck Law Catastrophic and serious personal injury attorneys have witnessed an alarming trend--everyone seems to want a part of our clients' personal injury settlements.

A person who has been injured in an auto accident will have a claim against the person who caused his or her injury. That is called a third-party claim. Increasingly, medical-related liens are being filed against third-party settlements says California Serious Injury Attorney Steven C. Peck.

An example of medical liens that are now being filed against accident victims include:

Balance Billing. These are liens filed by a hospital for the difference between the discounted amount paid by the patient's medical insurance plan and the total amount of the bill. Traditionally, hospitals would write off the balance after the patient's medical insurance paid the hospital bill. Arizona state law now allows hospitals to assert a lien against an injured person's third-party settlement for the balance of his/her hospital bill.

Medical Insurance Subrogation. This type of lien comes in many forms. Depending on the employer from which the medical insurance plan is provided, the plan might have rights to assert a lien against an injured person's third-party settlement or even against their uninsured, underinsured or medical payments coverage for the medical expenses paid on his/her behalf. Examples of valid liens are ERISA plans, which are "employer-funded" or "self-funded" health insurance plans; government employees' medical insurance plans; Workman's Comp; and other health insurance plans such as those funded by railroad companies.

Entitlement Health Plans. Medical insurance plans provided under AHCCCS, Medicare, Medicaid, etc., have a statutory lien against third-party claims. However, Medicare is now enacting changes that will allow them, under certain conditions, to attach to settlement monies permanently.

Client's Auto Insurance. Auto insurance plans that provide Medical Payments coverage on a personal injury claim may be entitled to reimbursement from a third-party settlement for any amount paid over $5,000.

Consensual. If the injured person does not have health insurance a medical provider may accept a lien for services provided. This is known as a consensual lien. This lien will be satisfied when the third-party claim is settled

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October 28, 2010

Seek a Peck Law Group Truck Accident Attorney To Get You Fair Compensation for Your Personal Injuries

f you are injured in an accident with a truck, it is important to seek an attorney who specializes in this line of work. There are many subtleties involved with these types of accidents that lay people are not aware of, so it is imperative to be aligned with an experienced Peck Law Group truck accident attorney.

The most likely common causes of truck accidents are faulty or poorly maintained brakes, inappropriate loads, fatigue or other issues related to the truck driver such as drinking or taking drugs, or in general poor maintenance of the vehicle.

As mentioned, brakes are certainly one of the main causes of highway accidents involving trucks. The Peck Law Group serious and catastrophic attorneys will be aligned with people who are experts on the subject of truck brakes. They know that most trucks use air brakes, and if these brakes are not maintained properly then leaks can occur. These types of problems are supposed to be part of the driver's pre-trip inspection and should be found and fixed prior to the voyage. Some drivers and some companies, however, do not want to spend the time or the money to have the proper maintenance done. An expert in the field can determine if brakes were a cause of the accident based on an evaluation of the vehicle.

Anyone who is involved in a truck accident and who has had injuries or damage to their property or to their physical person should seek a qualified and experienced Peck Law Group attorney who specializes in that field.

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October 27, 2010

What is Catastrophic and Serious Injury?

What is Catastrophic and Serious Injury?

A catastrophic and serious injury can leave a person suffering from permanent disabilities for the rest of their life. Catastrophic injuries are any injuries that have serious, long-term effects on the victim.

Catastrophic injuries can be caused by any number of different circumstances, and the results of the catastrophic injury can last for weeks, months, or even years. Some of the most common catastrophic injuries include:

· Back Injuries

· Neck Injuries

· Brain Injuries

· Burns

· Organ Damage

· Paralysis

· Paraplegia

· Quadriplegia

When a victim suffers a catastrophic serious personal injury, the impact can be enormous. Not only can a catastrophic serious injury prevent a person from gaining any substantial income, it can prevent them from enjoying their life, and it can cause their family huge amounts of stress. Catastrophic and serious injuries to the brain can even change a person's personality, make remembering things difficult, and prevent them from recognizing their most loved family members.


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October 26, 2010

Hire A Qualified Peck Law Group Catastrophic and Serious Injury Lawyer to Handle Your Personal Injury Case

After a serious and catastrophic injury injury, you may find yourself in financial trouble due to all of your medical bills and the fact that you haven't been able to work. If this is the case, you should hire a Peck law Group Personal Injury lawyer as soon as possible, so you can get the wheels turning on your settlement. There will usually be several weeks to several months that pass before you see any money from your case. Here is an overview of how the injury settlement process works.

Once we agree to represent you, we shall begin gathering information on the events and put together a solid case. He must prove the other party was at fault and review your medical records as well as any police reports that were filed. We most likely shall conduct witness interviews.

It is the Peck Law Group duty to notify the responsible party about your intentions to sue for compensation. To avoid a lawsuit, the party may agree to enter talks to reach a settlement. The legal team on the other side is then given time to do their own investigation. This process can take several more weeks.

When the responsible party acknowledges they are at fault and agrees to work out a compensation amount, negotiations begin. This is usually a long drawn out process, as the other side will work to pay out as little as they can. Negotiating must follow certain protocols and procedures involving offers and counteroffers.

If the other party refuses to acknowledge blame or if the two legal teams cannot reach an agreement on the settlement amount, your Peck Law Group Personal Injury Attorney will take your case to court. If your injury case goes to trial, it may be several more months, or even years until your injury case is settled and you see any money.

Catastrophic injury cases require more extensive preparation for trial and require more expert witnesses, which lengthens the process and escalates the expenses. When the trial has concluded and a verdict is reached, then you must settle payment with your injury lawyer. If your case is successful, your law firm will take a certain percentage from your award.

Collecting on an injury may be a long drawn out process. You usually won't see any money for quite some time. It is always your choice, not the choice of your Peck law Group Personal Injury lawyer, whether you accept a settlement offer. You may decide to take a lower amount just so you can get your money quicker and avoid a lengthy trial.

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October 25, 2010

Insurance Coverage Issues When Dealing With Serious and Catastrophic Injury

The insurance problems car and truck accident victims have with insurance coverage typically fall into three categories says California Personal Injury Attorney Steven C. Peck:

Uninsured Driver - Where the at-fault driver is uninsured, it can be difficult for a person who is injured in a car accident to obtain appropriate compensation. Where the injured person is uninsured, states are increasingly modifying their laws to limit the uninsured accident victim's right to sue for pain and suffering damages. Many drivers carry "uninsured motorist coverage" through their own automobile insurance policies, so that they have a source of compensation in the event that the other driver fails to carry insurance or cannot be identified.

Underinsured Driver - Similar to the uninsured driver, some drivers carry inadequate insurance coverage, often at the minimum level required by state law. Many states have very low insurance requirements, which unfortunately means that some of the worst drivers on the road carry inadequate coverage due to the high cost of insurance which results from their bad driving records. Some carinsurance companies offer underinsured motorist coverage, so drivers can protect themselves in the event that they are in an accident caused by somebody who carries inadequate coverage.

Insurance Company Bad Faith - When people make claims with their insurance companies, they sometimes run into difficulty with the insurance company's refusal to negotiate the claim fairly. For example, an insurance company may refuse to offer fair value for a "totaled" car. In "no fault" states, where drivers insure for their own accident-related medical care, it can involve the improper denial of coverage or reimbursement by the insurance company.

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October 23, 2010

Trucking Accidents Will Cause Serious Personal Injury

About 500,000 traffic accidents involving large semi-trucks happen annually in the U.S. Sadly, tens of thousands of people are injured and 5,000 are killed each year in those accidents, according to the Federal Motor Carrier Safety Administration.

When accident victims survive these large-scale truck accidents, their injuries are often severe and life-changing, from traumatic brain injury to spinal cord injury to amputations says Peck Law Group Serious Injury Attorney Steven C. Peck.

What makes a truck-versus-passenger vehicle collision especially dangerous, of course, is the size and weight of large trucks (also called 18-wheelers and tractor-trailer rigs). The average commercial semi-truck on U.S. roads weighs 80,000 pounds. Because of that sheer tonnage, one wrong move, however small, by a truck driver, or one seemingly minor mechanical malfunction, can have tragic consequences.

Most large truck accidents, however, are preventable. In fact, if all commercial drivers and trucking companies were to abide by the stringent federal and state laws governing the trucking industry, many lives could be saved and injuries avoided.

Just a few of the causes of truck accidents that could be easily avoided with better adherence to trucking regulations include:

•Driver fatigue
•Use of drugs or alcohol by driver
•Speeding
•Inexperienced/untrained drivers
•Improperly loaded cargo
•Mechanical failure
•Poor truck maintenance

What You Can Do to Avoid a Truck-Car Collision

Another way to help prevent truck accidents from happening is for passenger vehicle drivers to use more caution when sharing the road with 18-wheelers. Here are a few tips:

•Be mindful of large truck blind spots and move out of them quickly. If you cannot see a truck's side mirrors, the truck driver cannot see you. Also keep in mind that a large truck has blind spots at the front, back and sides of the vehicle.
•Always pass large trucks on the left.
•Leave plenty of space between you and a large truck. Be sure not to tailgate a trucker and do not move into the truck's lane without lots of distance between you and the truck.
•Be hyper-aware of merging onto highways using entrance ramps. If you merge in front of a truck, and there is not enough space and time for the large 70-ton truck to slow down, there will be trouble.
•Tell local police if you witness a truck driver who is driving aggressively, speeding or otherwise breaking the law. Your call could prevent a serious accident from happening down the road.


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October 22, 2010

Loss Of Consortium Damages Are Determined By The Disruption of The Marital Relationship In Serious and Catstrophic Personal Injury Matters

Loss of consortium is a claim you may file when there is a disruption of the marriage relationship caused by an injury. Marriage is a legally sanctioned relationship. When you or your marriage partner are injured in a way that interferes with your relationship with each other, you may be able to receive damages for loss of consortium. Loss of consortium goes beyond the sexual relationship between a husband and wife. It also includes aspects of your relationship that provide you with support, affection and companionship and may be filed by the non-injured spouse in conjunction with the injured spouse's claim says Peck Law Group Serious Personal Injury Attorney Steven C. Peck.

Support refers to your spouse's ability to help you with household and family duties. For example, if your spouse is injured in a car accident, and as a result of that car accident he can no longer help you with disciplining and raising your children, you have lost a significant amount of support in raising your family. Support can also refer to your spouse's ability to provide income. If your spouse can no longer help support the family financially, you take on a tremendous burden to provide for your family on your own states Catastrophic and Serious Injury Lawyer Steven C. Peck.

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October 21, 2010

Types of Catastrophic and Serious Personal Injury

Traumatic Brain Injury (TBI):

Traumatic brain injury (TBI) is severe damage caused to the brain that can result from any head injury. Head injuries that can result in TBI not only occur from blows to the head, but can also occur from violent jolting of the head, such as whiplash. Damage to the brain can affect a person's psychological wll being.

Mesothelioma or Asbestos Cancer:

Mesothelioma is a cancer that is almost exclusively caused by exposure to asbestos. Asbestos is a naturally occurring mineral that is mined throughout the world and is known for its ability to withstand fire and heat. Due to its fire resistant quality, asbestos has been used for purposes such as building insulation, lamp wicks, drywall, etc...

Sick Building Syndrome:

Sick building syndrome is the term used to describe the prevalence of acute health effects in people who spend a prolonged amount of time in a particular building. According to the Environmental Protection Agency, common symptoms of sick building syndrome include:
Toxic Mold

Common Questions about Toxic Mold What is mold? Molds are fungi that are present both indoors and outdoors. They reproduce by releasing tiny spores into the air which can grow on just about any organic substance. Mold spores enter homes and buildings through open windows and doors.

Dog Bites:

According to the Centers for Disease Control and Prevention (CDC), 4.5 million Americans are bitten by a dog every year. Of those people, approximately 20 percent of them require medical attention for injuries from the dog attack. Pit bulls, rottweilers and wolf hybrids are the most common breeds of dog to attack humans.

Spinal Cord Injuries:

Spinal cord injuries are serious injuries that can result in complete or partial paralysis. These injuries occur when the spinal cord sustains trauma in which it is damaged or torn. Since the spinal cord is the conduit that carries messages to and from the brain, spinal cord damages can either hinder or completely prevent nerves from working properly.

Birth Injuries:

Birth injuries can range from minor to catastrophic. They can be the result of the natural birth process or the error of a medical practitioner. Regardless of the reason, birth injuries are devastating to families awaiting the arrival of a new member. When a doctor or medical practitioner could have prevented an injury that your child has received immediately contact the Peck law Group toll free at 1.866.999.9085.

Burn Injuries:

Burn injuries are often catastrophic injuries that scar a person deeply--physically and emotionally. Burns can be caused by excessive heat, exposure to the sun, electricity and chemicals. Regardless of how a burn is caused, victims often have serious obstacles to overcome after their injury. Hospitalization is often required for serious burns.

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October 20, 2010

You Are Entitled To Damages When You Sustain Personal Injury Do to the Negligence of Another

When you are involved in an accident and sustain a personal injury there are several different types of damages you may be eligible to recover.

Damages occur when someone's negligence or intentional actions result in injury or harm to someone else. You may be able to recover damages for such things as loss of ability to earn income, medical bills, property damage, pain and suffering and even the loss of the ability to enjoy life. An Peck law Group experienced personal injury lawyer should be able to help you understand your right to compensation and what damages you are entitled to recover.

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October 19, 2010

Traumatic Brain Injury Deserves Just and Fair Compensation

Traumatic brain injury (TBI) is severe damage caused to the brain that can result from any head injury. Head injuries that can result in TBI not only occur from blows to the head, but can also occur from violent jolting of the head, such as whiplash. Damage to the brain can affect a person's psychological and physiological functioning since the brain is the central command center of the body. TBI is often difficult to detect and the long-term consequences are often not noticeable until much later after an accident. Therefore, it is important to seek medical attention immediately after any head injury and monitor the effects of what may appear to be a minor head injury on a person's behavior over time.

cognition (thinking, memory, and reasoning),
sensory processing (sight, hearing, touch, taste, and smell),
communication (expression and understanding), and
behavior or mental health (depression, anxiety, personality changes, aggression, acting out, and social inappropriateness).

Severe head trauma may also result in stupors, comas and vegetative states. All of this can severely impact an individual's way of life. If someone you love has been involved in an accident, it is imperative that you seek medical attention and keep an eye on your loved one's behavior, noting any unusual behavior.

Once you have received appropriate medical care for your loved one's injury, you should consider consulting a brain injury lawyer to recover damages (see Types of Damages). If a traumatic brain injury is the result of someone else's negligence, a personal injury lawyer may be able to help you receive compensation for such things as medical bills, pain and suffering, loss of ability to provide/earn income, and the costs of lifelong assistance needed by someone with TBI. A personal injury lawsuit may be your best course of action if your loved one's TBI is due to someone else's behavior (see Understanding Personal Injury Lawsuits).

Since traumatic brain injury can be difficult to detect immediately after an accident and may only become evident with time, it is important to not only seek medical attention right away, but also legal advice. A brain injury lawyer should be able to tell you what documentation you will need to make a strong case for a personal injury lawsuit. Such things would include, an accident report, medical records, a neuropsychological report that details future care needs, a life care plan that will help determine the economic needs of a TBI victim throughout the remainder of their life, and a record of the financial burden a TBI has had on your family. A brain injury lawyer should be able to advise you on the specific information that you will need to pursue a personal injury lawsuit.

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October 18, 2010

Serious Trucking Accident Injuries Need Knowledgeable Peck Law Group Attorneys

The National Highway Traffic Safety Administration reported that 4,229 people died and 90,000 people were injured in traffic crashes involving large trucks in 2008. The fatality statistic accounts for 11 percent of all traffic fatalities in 2008, although large trucks made up only four percent of all registered vehicles. These comparisons show that collisions involving large trucks are much more likely to be fatal and to cause serious, catastrophic injuries to vehicle drivers and their passengers says California Personal Injury Attorney Steven C. Peck.

While the number of large commercial vehicles involved in fatal and serious injury crashes has fallen over the last decade, according to data from NHTSA, they are still happening and almost always result in catastrophic injuries to the passengers in the other vehicles. But for those victims that do survive catastrophic truck wrecks, the decline in numbers is meaningless. Their lives - after a wreck or a collision with a large tractor truck - are irrevocably changed.

Long-Term Consequences of Catastrophic Accidents

California business owner Adam Parks is an example of a catastrophic injury victim that endured overwhelming life changes after a traffic crash involving a commercial vehicle. Parks was paralyzed from the chest down when he was t-boned by a container truck on his way to a work on a busy Los Angeles area freeway.

Along with permanent paralysis, Parks suffered significant injuries to his lungs, bowels and stomach. He spent nearly half a year recovering from his injuries. Parks entered therapy, scared that he would never be able to sit up on his own. He had to relearn balancing himself, sitting, turning his body, and other basic physical activities.

Parks' recovered from the catastrophic and serious injuries he sustained, and was very lucky to be able to return to his occupation, unfortunately, probably not typical for catastrophic injury survivors. Clearly, many victims face long-term rehabilitation, potential job loss and retraining for another occupation, and modifications to make homes, vehicles and work environments accessible. Many victims and families will never achieve any results close to Parks' return to his job and some level of independence.

Being Made Whole? Damages After a Serious Injury

Traditionally, in our civil justice system, a victim can sue a negligent party for damages that would make a victim whole, or return the victim to the position he or she was in before the negligence occurred. In catastrophic injury cases, it is hard to say that any victim or family could ever be made whole after these tragedies. But victims are entitled to a number of different types of damages following a serious personal injury including:
- Medical expenses
- Future medical treatment and rehabilitation
- Lost wages
- Pain and suffering
- Permanent disfigurement
- Property damages

Victims who settle with defendants or win damages at trial generally use the compensation to catch up on a medical expenses and household bills, make modifications to their homes and vehicles, obtain education and training for new jobs, learn new daily living skills, or be made as comfortable as possible while living with their limitations and disabilities. Most importantly injury victims are also entitled to lost earnings and future lost earnings which damages may be considerable says The Peck Law Group Personal Injury Attorneys.

Who is At Fault?

After some tractor-trailer collisions, the fault at first may not be entirely clear and obvious. While trucking companies and their insurers and investigators rush to the scene to immediately begin clearing themselves of liability and putting their own spin on the "facts", the driver in the passenger vehicle rarely has this advantage. The trucking company's insurer may offer a quick settlement to the motorist and attempt to assign some or all of the blame for the collision to the victim. It is rare that an initial, low-ball offer of settlement should be taken. Trucking companies and their insurance companies often offer to unsuspecting victims or to their inexperienced attorneys, at the beginning, a very low percentage of what a serious case may ultimately be worth in an attempt to buy a significant case for a small fraction of what the case is really worth. says Los Angeles Truck Accident Attorney Steven C. Peck.

In fact, many factors from distracted driving to driver fatigue to poor maintenance or training may have led to or contributed to the crash of a tractor trailer truck. Without a careful investigation, the victim and his/her family may never know the true reasons for the wreck or the true value of the case. The victim may have significant claims against the semi driver, the trucking company, maintenance shops, truck and parts manufacturers, an insurance company, or even a governmental entity, if dangerous road design, an improper signal or signage was a factor in the crash.

These complex cases may require significant financial resources in order to investigate, hire the right experts, and pursue a verdict or a significant settlement for the victim. Victims should retain a knowledgeable and experienced trial lawyer as soon as possible. If possible, investigators and accident reconstructionists representing the victim should be sent to the scene to take measurements and photographs before valuable evidence about the crash is lost or destroyed. That is why it is important for victims and families of victims to talk with experienced Peck Law Group Catastrophic Trucking attorneys toll free at 1.866.999.9085 as soon as possible so they will have time to investigate the wreck, the scene, the truck driver and the trucking company. Driver logs, maintenance logs, cell phone records, GPS records, damaged vehicles and other sources of information can provide an account of the condition of the driver and the commercial truck to determine whether other defendants besides the driver and the trucking company are liable and should be sued. It is important to have your attorney get copies of these documents as soon as possible and/or to send spoliation letters so that the potential defendants will be liable for destroying evidence if they fail to keep pertinent records and key information.

Conclusion

Victims of catastrophic trucking collisions are at an extreme disadvantage from the start. Chaos, confusion and serious injuries immediately after a collision can delay or prevent the victim and his or her family from immediately investigating and pursuing a claim against the truck driver and trucking company. A knowledgeable Peck Law Group attorney, who has handled tractor trailer and other trucking cases, and who is retained as early as possible, can provide valuable guidance and level the playing field during this difficult time.

October 16, 2010

Serious and Catastrophic Spinal Cord Injuries Need Immediate Medical Attention

f you, a close friend or one of your family members are suffering with the experience of having a herniated disc, disc bulge or even a pinched nerve in your neck or back area, then you are learning first hand of the pain and frustrations involved, that is associated with having a neck or back injury says Los Angeles Personal Injury Attorney Steven C. Peck.

There are many symptoms you could very well be experiencing that are associated with a painful herniated disc or a slipped disc. Depending on the area of the ruptured disc or disc bulge, will depend on where you could be feelings these systems. Some of the symptoms involved in this type of injury can include numbness that radiates down the legs, arms, and sometimes just the fingertips, severe lower back pain - known as the lumbar area of your spine, severe neck pain - known as the cervical area of your spine, a tingling sensation going down the legs or the arms, stabbing pains, excruciating shoulder and arm pain and even others that you could be experiencing. Many of these can be life altering and very frustrating for you to endure, not only for you but for your family as well.

With this type of back injury, it is extremely important to contact a professional herniated disc injury attorney Steven C. peck toll free at 1.866.999.9085 in the Los Angeles County area who has a vast knowledge of back and spinal cord injuries. This type of injury can affect the rest of your life and that of your family. You will want the assurance and peace of mind that comes with knowing you will be well taken care of for the duration of the injury you are suffering from.

There are many different types of accidents that occur in Santa Monica, The San Fernando Valley, San Diego, Marina Del Rey and the surrounding areas which are common with causing severe spinal cord injuries, and in many cases these can be life threatening. Automobile, truck, and motorcycle accidents are widely known for being a number one cause of spine and spinal cord injuries, as well as vehicle roll-overs and the experience of having a herniated disc, disc bulge or a pinched nerve. indicates California Personal Injury Attorney Steven C. Peck.


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October 15, 2010

Catastrophic Truck, Car and Vehicle Accidents

Car, truck, and other vehicle accidents often result whiplash injuries. Whiplash injuries occur at various speeds and even low impact collisions have shown to cause whiplash and other soft tissue injury. What usually happens is that soft tissue is stretched beyond its elastic limitations, meaning it reaches a point when it loses its elasticity and cannot rebound to its normal position says Peck Law Group Personal Injury Attorney Steven C. Peck.

Whiplash injury occurs in car accidents when a person's vehicle is applied force usually, by another vehicle. The head is pushed in one direction and then when the vehicle is stopped the head is pushed in the opposite direction, this is what causes the soft tissue around the neck to stretch, often beyond its elastic limitations, this is often a source of not only neck pain, but also headaches indicates Truck Injury Attorney Steven C. Peck.

Seat belts have been effective in saving lives, but there are also studies which indicate that the very same seat belts increase the risk of whiplash injury or injury to the neck. The seat belts keep the body and place, but the head is left with no protection and the rotation and forces applied to the head cause strain and injury to the neck. In at least one study it was determined that accident victims were more likely to suffer cervical injury (neck) when they were wearing seatbelts by a factor of 1.58 to 1.

Insurance companies often rely on engineers to testify in court concerning the forces applied as a determining factor as to whether or not there is injury. More often than not there is a reference to Delta-V, but studies have shown that injury cannot be predicted solely by knowing the delta-V of a collision. Even under controlled conditions the delta-V was insufficient to determine whether an injury would occur or not. Delta V is simply an equation taken from physics showing a change in velocity.

The typical crash analysis involves an engineer looking at pictures of the crashed car and then looking at a repair estimate to determine how it compares to similar cars or the same model car that have been crashed tested. The biggest problem with this analysis is that it is comparing apples to oranges. The crash tested vehicles are generally tested against a solid wall, where the actual crash for the injury claimant has crashed with another vehicle. The tested crash is under control conditions and the crash is done with great care. The real world crash has no such conditions. The timing in the crash is different for each crash the location of the damage varies. The angles of the vehicles at the time of the collision, the seating position of the driver and passengers, and the direction where the persons face varies in every single accident.

Injury cannot be predicted for any one individual because individuals vary greatly. Everyone has a different posture, different tensile strength of the ligaments, a different position in the vehicle at the time of the collision, different spinal canals, a different nervous system, and reaction to stimulus. Any one person can also change from month to month, maybe one started exercising three weeks ago, or changed the diet substantially, or had another injury, or over stressed the body. states Los Angeles Catastrophic and Personal Injury Lawyer Steven C. Peck.

Insurance companies nonetheless relay on these engineers to testify consistently on claims that low impact collisions cannot cause injury. Accident reconstructionists often use software to calculate speeds of impact by looking at several factors, sometimes just pictures. The software is usually not accurate enough for low impact collisions and the results can vary in extremes from engineer to engineer. The calculated speed for the collision varies greatly depending on how the calculations are entered, most software cautions that it is not reliable for low speeds and studies have shown that these computations are unreliable. The results also vary depending on the relationship between the engineer doing the calculations and the insurance company paying the tens of thousands of dollars to the engineer.


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October 14, 2010

Common Catastrophic Personal Injury Is Caused By The Negligence Of Another

The Negligence of an individual is often established in the following types of common personal injury catastrophic accident cases says California Serious Injury Attorney Steven C. Peck.
· Car Accidents: including rear end accidents and intersection accidents;
· Motorcycle Accidents;
· Truck Accidents;
· Boat Accidents;
· Bus Accidents;
· Pedestrian Accidents;
· Bicycle Accidents;
· Medical Accidents: including birth injuries, surgical errors, the failure to diagnose, emergency room malpractice and other forms of medical malpractice;
· Slip and Fall Accidents: including slipping and falling on uneven ground, wet floors or slippery spots;
· Workplace Accidents: including workplace illnesses such as Mesothelioma and injuries caused by machines or other equipment;
· Defective Product Accidents: including foodborne illnesses, children's toys, defective drugs and defective medical devices; and
· Animal Bite Accidents.

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October 13, 2010

USDOT: Truckers to Combat Low Safety Belt Use In Order To Reduce Serious Injury Trucking Accidents

According to a national study released by the Secretary of Transportation, just 48% of all commercial vehicle drivers wear safety belts. There are over 5.5 million truck drivers on the roads and when involved in an accident, the failure to wear a seat belt can end up hurting the other vehicle(s) involved and results in a high number of preventive ejections and deaths says California Personal Injury Attorney Steven C. Peck.

Especially because of the magnitude of trucks on the road in comparison with automobiles and the inability to quickly react, simply buckling up may be able to stress road safety and reduce auto accidents. The new partnership with the Transportation Department, drivers, trucking companies, and law enforcement is the largest ever effort to educate truck drivers on the importance of safety belts and in reducing catastrophic serious personal injury trucking accidents. indicates California Serious Injury Lawyer Steven C. Peck.

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October 12, 2010

Spinal Cord Catastrophic Serious Injury Could Cause Paralysis and Death

The causes of spinal cord injuries are widely varied in type, and are widely varied in cause--motor vehicle accidents, water sports accidents and construction site accidents are just examples.

The spinal cord is a vital part of our bodies, allowing us to feel and move. If our spinal cords, or the protective vertebrae making up the spinal column, are damaged, our ability to feel and move may be damaged. Complete damage can result in paralysis and death. Do not settle for less than the compensation you deserve.

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October 11, 2010

Traumatic Brain Injury Recovery Could Be a Life Long Process

Recovery from a traumatic brain injury or catastrophic head injury is often a lifelong day-to-day process, and in some cases full recovery is not possible. The victim, as well as his or her family and friends, often must permanently adjust to a permanent and often debilitating life-change. If you have suffered a brain injury, you need aggressive and experienced counsel to properly demonstrate your injury and obtain the compensation to which you are entitled.

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October 9, 2010

What Is Considered Catastrophic Serious Personal Injury?

Often we are asked what the definition of a catastrophic injury is. What injuries are classified as catastrophic?

A catastrophic injury is a life-changing event from a traumatic injury that requires extensive medical treatment and long-term care or an injury that results in permanent disability.

* TBI or traumatic brain injury - memory loss, a personality change and/or other permanent brain damage
* Neck, Back and Spinal Cord Injuries - resulting in paraplegia, quadriplegia or another degree of paralysis or permanent chronic pain
* Disfigurement or scarring of a major visible body part (such as the face)
* Loss of a limb
* PTSD, Post Traumatic Stress Disorder as related to a traumatic event related to a traumatic event
* Severe depression from traumatic injury or assault

Catastrophic personal injuries change lives. There is no way to describe the pain that surrounds these cases. Unfortunately, it is in these most dire of cases that insurance companies are most resistant to paying you the just compensation you deserve.

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October 8, 2010

Is the Investigation of the Truck Incident and the Truck Injury Very Important?

It is critical. A thorough investigation must be performed to establish the fault of another. An investigation will include the examination of the scene and vehicles involved, and obtaining of statements from witnesses. Be sure that you do not move your vehicle after the accident. It will be a major part of the investigation.

Trucking companies will perform their own investigation immediately after the accident. It is important that you retain a lawyer who immediately investigates the case to evaluate liability and any potential at-fault defendants.

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October 7, 2010

What Should You Do if You Or Your Loved One Is Injured In A Truck Accident?

You should immediately consult with The Peck Law Group experienced truck accident lawyers toll free at 1.866.999.9085. Truck companies have their own investigators and attorneys working hard to dismiss liability. One of the worst decisions individuals can make is to negotiate directly with trucking companies, insurance adjusters, or the trucking company lawyers. Most trucking companies are highly skilled at truck accident investigation and claims. Anything you say or sign may be held against you further down the road.

October 6, 2010

Trucking Accidents Can Cause Very Serious Personal Injury And Death

Trucking accidents are different from auto accidents in many ways, one of the most serious being the extent of damages and injuries when a truck and an automobile collide. A typical fully loaded large commercial truck can weigh 80,000 pounds or more, while an average passenger automobile weighs approximately 3,000 pounds. Due to this size disparity, and the basic laws of physics, any collision between a commercial truck and another vehicle is likely to result in serious, even fatal, injuries.

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October 5, 2010

Traumatic Brain Injury Is A Major Cause Of Death and Disability

Traumatic brain injury (TBI, also called intracranial injury) occurs when an external force traumatically injures the brain. TBI can be classified based on severity, mechanism (closed or penetrating head injury), or other features (e.g. occurring in a specific location or over a widespread area). Head injury usually refers to TBI, but is a broader category because it can involve damage to structures other than the brain, such as the scalp and skull.

TBI is a major cause of death and disability worldwide, especially in children and young adults. Causes include falls, vehicle accidents, and violence. Prevention measures include use of technology to protect those who are in accidents, such as seat belts and sports or motorcycle helmets, as well as efforts to reduce the number of accidents, such as safety education programs and enforcement of traffic laws.

Brain trauma can be caused by a direct impact or by acceleration alone. In addition to the damage caused at the moment of injury, brain trauma causes secondary injury, a variety of events that take place in the minutes and days following the injury. These processes, which include alterations in cerebral blood flow and the pressure within the skull, contribute substantially to the damage from the initial injury.

TBI can cause a host of physical, cognitive, emotional, and behavioral effects, and outcome can range from complete recovery to permanent disability or death. The 20th century has seen critical developments in diagnosis and treatment which have decreased death rates and improved outcome. These include imaging techniques such as computed tomography and magnetic resonance imaging. Depending on the injury, treatment required may be minimal or may include interventions such as medications and emergency surgery. Physical therapy, speech therapy, recreation therapy, and occupational therapy may be employed for rehabilitation.

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October 4, 2010

Catastrophic Injuries Usually Occur Very Suddenly Without Warning

By definition, catastrophic injuries are life-changing injuries that usually occur suddenly and without warning. They have long-term implications, which may not be apparent until years later after the accident occurred. Victims of catastrophic injury and their families who wish to pursue legal action should work with an attorney experienced in complex injury litigation. For victims who are unable to return to work, as is most often the case with catastrophic injuries, an award from a personal injury claim may be the victim's only source of future income. This makes choosing the right attorney a very important decision.

Types of Catastrophic Injuries:

Catastrophic injuries include all types of injuries that occur suddenly and cause long-term or permanent injury. It is common for catastrophic injuries to damage the central nervous system, which may in turn damage other bodily systems. Examples of catastrophic injuries are accidental amputation or dismemberment injury, brain injury, eye injury, foot injury, multiple bone fractures, serious head trauma, severe burn injuries, and spinal cord injuries. Catastrophic injuries like brain injuries and spinal cord injuries are serious, complex injuries that usually have long-term or life-long implications. Victims of catastrophic injuries will likely require long-term medical care, and may never be able to work again. In addition to the physical pain and emotional impact of catastrophic injuries, the financial consequences may be overwhelming. An injury claim can provide compensation for medical bills, lost wages and pain and suffering.

Causes of Catastrophic Injuries:

Catastrophic injuries have countless causes. The most common causes are motor vehicle accidents, industrial and construction accidents, and falls. Other causes are acts of violence, sporting accidents, diving accidents, injuries from falling or flying objects, and military incidents. Acts of medical malpractice, such as brain damage due to negligent surgery, or unnecessary amputation, can also result in catastrophic injury.

Treatment of Catastrophic Injuries:

Proper medical attention is essential for all catastrophically injured victims. Beyond initial medical care, victims may require frequent doctor visits and follow-up surgeries in the years to come, depending on the extent of the injury. During the pre-litigation process, an attorney will work with doctors, life care planners, and other medical experts to establish the extent of the victim's injuries and determine their future medical needs. Understanding the complete effects of an injury is essential in ensuring a victim is fully and fairly compensated.

Lawsuits and Settlements: Catastrophic Injury Compensation:

Proving the extent of an injury can be a challenge. When another party is at fault and negligently causes an injury, a personal injury claim can ensure financial assistance for medical treatment costs, along with lost wages, and perhaps most significantly, the pain and suffering a victim and their family is forced to endure. Experienced attorneys from The Peck Law Group can make all the difference in the outcome of your case.

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October 2, 2010

How Much Is Your Personal Injury Claim Actually Worth?

Figuring out how much your accident injuries are worth is a critical aspect of any accident claim. And it is the part of a claim about which it is most difficult to generalize; the amount depends on your very particular circumstances. Here we try to give you a basic understanding of how insurance companies determine the value of a claim.
What an Insurance Company Must Compensate

To determine what your claim is worth, you must first know the things for which you are entitled to compensation. Usually, a person who is liable for an accident -- and therefore his or her liability insurance company -- must pay an injured person for:

* medical care and related expenses
* income lost because of the accident, because of time spent unable to work or undergoing treatment for injuries
* permanent physical disability or disfigurement
* loss of family, social, and educational experiences, including missed school or training, vacation or recreation, or a special event
* emotional damages, such as stress, embarrassment, depression, or strains on family relationships -- for example, the inability to take care of children, anxiety over the effects of an accident on an unborn child, or interference with sexual relations, and
* damaged property.

The Insurance Company's Damages Formula:

When determining compensation, it is usually simple to add up the money spent and money lost, but there is no precise way to put a dollar figure on pain and suffering or on missed experiences and lost opportunities. That's where an insurance company's damages formula comes in.

At the beginning of claim negotiations, an insurance adjuster adds up the total medical expenses related to the injury. These expenses are referred to as "medical special damages" or simply "specials." That's the base figure the adjuster uses to figure out how much to pay the injured person for pain, suffering, and other nonmonetary losses, which are called "general" damages.

When the injuries are relatively minor, the adjuster multiplies the amount of special damages by 1.5 or 2. When the injuries are particularly painful, serious, or long-lasting, the adjuster multiplies the amount of special damages by up to 5. The adjuster then adds on any income lost as a result of the injuries.

That's all there is to the formula. However, this figure -- medical specials multiplied by a number between 1.5 and 5, then added to lost income -- is not a final compensation amount but only the number from which negotiations begin.

Percentage of Fault:

The extent each person is at fault is the most important factor affecting how much the insurance company is likely to pay. The damages formula gives you a range of how much your injuries might be worth, but only after you figure in the question of fault do you know the actual compensation value of your claim -- that is, how much an insurance company will pay you.

Determining fault for an accident is not an exact science. But, in most claims, both you and the insurance adjuster will at least have a good idea whether the insured person was entirely at fault, or if you were a little at fault, or if you were a lot at fault. Whatever that rough percentage of your comparative fault might be -- 10%, 50%, 75% -- is the amount by which the damages formula total will be reduced to arrive at a final figure.

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October 1, 2010

Serious Injury Accidents Deserve Just Compensation For the Personal Injury

Accidents happen. Every day in the United States, people are seriously hurt and killed in accidents. Whether a person is hurt in a motor vehicle accident, a defective product accident or due to medical malpractice or another type of personal injury accident, the outcome is often the same. Significant medical costs, lost income, out of pocket expenses and pain and suffering often ensue. Sometimes an accident is just that - an accident and no one is at fault. However, many times someone is legally responsible for the injuries. A person is liable for someone else's injuries if the person was legally negligent or committed an intentional tort against the victim.

Negligence:
In order to find someone liable for negligence, the injured party or his or her survivors must prove that:

* The defendant owed the injured party a duty of care.
* The defendant breached the duty of care by failing to act like a reasonable person would act in the circumstances that resulted in the accident;
* The defendant's breach of the duty of care caused the injuries which would not have happened but for the defendant's conduct; and
* The plaintiff is entitled to damages because the above elements of negligence have been satisfied.

Lawsuits that involve common accidents such as motor vehicle accidents, workplace accidents, truck accidents, medical malpractice, and wrongful death are often brought on the basis of alleged negligence.

Intentional Torts:
Intentional torts are different than negligence because, by definition, they require the tortfeasor to act with the deliberate intent to cause injury. Some common examples of intentional torts include assault, battery, false imprisonment, trespass, libel, slander and the intentional inflection of emotional distress. The elements of each of these torts vary but all require the plaintiff to prove that the defendant acted with deliberate intent to cause harm.

While a plaintiff may request that a court find a defendant liable for injuries caused due to negligence or an intentional tort, the plaintiff is unlikely to recover damages unless the plaintiff can prove all of the elements of his or her case. The plaintiff's attorney will gather evidence during the discovery phase of the lawsuit through means such as depositions, interrogatories and requests for production of documents that the attorney will then use to present to the court at trial or to the other party in settlement negotiations.

The amount of a defendant's potential liability is dependent on the evidence that is admissible in court and on the extent of the injuries. Generally, if a plaintiff is successful at trial or the defendant agrees to settle the case prior to a verdict being reached then the plaintiff is entitled to compensation for economic losses such as medical bills, rehabilitation costs and lost income and non-economic losses such as pain and suffering that were caused by the defendant.

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